FAQ

1. I/We have a project, which needs funding. How do I/We submit a package to you? Please complete the enclosed
application form and explain what type of financing you need (Equity and/or Debt) and the nature of your project
(Start-up, Expansion, Real Estate, etc.) and we will review this initial request to get an idea of interest. We will
determine our level of interest if any and we will contact you with further recommendations and/or instructions. It is
our policy not to return Business plans nor sign Non-disclosure Agreements; in the event we decline a proposition
contact info will be deleted, and hard copies will be shredded.

2. What should be included in a funding package? Other than the normally accepted documentation for loan/funding
approval and acceptance, there may be additional information requests by a specific investor/funder at a later
stage. This information varies; however, we will assist in all areas to insure that proper documentation is available to
the funder for a swift reply.

3. How long will it take you to reply to my/our initial request? Unless the request is unusual or complex, we will reply
within 3 to 7 banking days.

4. Are you a Lender or Investor? W.S.F. is not a Lender or Investor; we are a firm that aligns businesses seeking
capital to Investors with that capital. The real plus in working with us is that we already have the Lenders and
Investors listed with our network.

5. I know many VC sources myself, why should I use WSF'’s services? It’s a fact that out of 1000 projects that VC
Firms receive unsolicited and review (if they review) only 10 or less receive funding. It’s not completely impossible,
but it’s almost hopeless to try to raise capital on your own; one more reason to use WSF’s services.

6. Why do you require a retainer fee; why is it not possible that I pay upon closing? The first years that we were in
this business we didn't charge a penny and lost lots of money on behalf of our Clients. We had high expenses, which
could not be recovered since many of our Clients turned out to be not too serious. Many of them never got their
paperwork or Business Plan together and left it up to us to prepare a Business Plan from a bag of unsorted paper
they sent us. Many applicants asked us to arrange a loan/venture capital, and after a while it happened regularly
that they didn't send us adequate documentation, or they did not need the funds anymore, or their phone was
disconnected, or they simply disappeared, but in the meantime we spent lots of time (an average of 20-30 hours on
each project) and money on their behalf. Of course we don’t say that you’re not serious, but there’s really no other
way. Upon advice of our lawyers and accountant we now work on this basis. In a nutshell: Professional Services are
not for free, if they are you should really worry about their quality. We put forth our best efforts; if anyone is not
prepared to pay our retainer or wishes to go into negotiation regarding this matter, then please stop reading here,
since we will not respond to requests to pay our retainer at closing.

7. Would you make an exception on your Retainer Fee, when I promise to pay a higher commission at closing? The
only exception some companies would make to waive retainers and accept payment of commission out of closing (5%
- 10%) would be if a North American or European Company would have a "proven track record", and have reached a
level of profitability that would ensure that company's success; thus creating the need for additional funding to
expand the company. We prefer Companies with a net worth of min. US$ 2 Million and average after-tax income for
the prior two years of min. US$ 1 Million. In other words: without evidence of existing revenue and a current proof of
funds we would not be able to waive our retainer. Please don’t request to waive our retainer if your Company
doesn't fall into this category; we will not respond to such requests. We don’t charge a retainer for Sale-Leaseback
Finance and Factoring, as mentioned in our information. For the other services we expect a retainer to be paid to
cover our basic expenses and time as explained above. There are no negotiations or exceptions. We do not accept
stock in a company nor an extra "piece of the action" when a deal is successfully funded. We receive and review
hundreds of executive summaries and/or business plans a month, and only have the capacity to process 2 to 5
monthly , and prefer the viable projects of these clients that pay, over these trying to negotiate regarding this
retainer. If you do not intend to pay for our services, then please re-consider your position and don’t contact us,
since we definitely will not reply, but delete such e-mails immediately and block your e-mail address.

8. What are the total costs? These costs vary, depending upon the project, method of financing used, etc. For Debt and
Offshore Finance such costs will be spelled out in a transparent agreement by the Lender all ahead of time. They
runs about .05% to 7% of loan total. Venture/Equity Capital, some Institutions don’t charge further fees, others might.
The schedule comming directly from the offshore companies setting up your request would be from the equivalent
of US $500,000.00 to the equivalent of US$25 Million US $25,000.00. The equivalent of US$25 Million up = 0.1% of total
amount sought. Plus travel expenses if required to meet. In addition to all of the other Fees and Costs that our
GateKeeper will require you to pay, our GateKeepers Funders will asses additional Fees, Costs and Charges which
you will also be responsible for paying in accordance with the Funders deadlines and schedules which will not be
known to any of us until they actually issue the equivalent of their Forward Letter(s) of Commitment.

9. Why is it sometimes necessary to compose or edit our Business Plan? The Business Plan you present is your most
important tool when you need funding. Please bear in mind, you never get a second chance to make a first
impression. The Business Plan we prepare or edit on your behalf will impress the prospective Investor and may
make the difference between getting funded and not getting funded. This BP supplies all the information that an
Investor ever needs to evaluate your proposal. It's easier to get immediate interest from an Investor when you
provide them with everything they need, in the format they prefer.

10. I already have a complete and perfect Business Plan, why do you still need a retainer? We would still have to
spend the same 80-90 hours to file forms,faxing and e-mailing various Investors as explained under #6 and next
group will spend another 100-150 hrs. on file.

11. How do you send my Business Plan to the potential Investors? We submit the BP to them by e-mail, disk, fax or
overnite shipping. For those lenders and investors that prefer hard copy documents, the BP will be prepared in book
form. We transmit an Executive Summary to up to 200 international Lenders and Investors (if necessary) we have
listed in our network. In addition we will submit your funding request to any and all Lenders and Investors that have
showed an initial interest. Others may not be part of our network, but if they are legitimate we will deal with them.
From our network of Lenders and Investors not everyone will consider every deal, but there is absolutely no better
way to present your funding request to as many potential funders as possible, besides the ones we have regular
contact with.

12. Can I be of help to you during the Funding process? Yes, first be very sure that you are prepared to proceed. We
are very serious about all projects that are brought to us. Given that we put our best efforts into each funding
request, you must be prepared to work with us in putting the information together that will achieve the results you
require. We will request that you provide an Executive Summary, a full Business Plan and all further information that
might be helpful.

13. Is it necessary that we meet with you? No, there’s no need for meetings, this is useless at this early stage. At a
later stage Investors would possibly wish to meet with you, but this is not always necessary.

14. How long will it take to close? Once a project/proposal is approved by an Institution, it depends entirely upon the
speed in which the Client conforms to any additional requests for documentation from the funder. This process can
take as little as a few weeks for Offshore/Debt Finance to up to 45-90 days for Equity/Venture Capital, but often less
then that.

15. Can you guarantee that my project will be funded? No, nobody can - if someone does promise this he’s lying and
only tries to cheat you - although we will not knowingly participate with any Client, or in any project, we do not
believe has a reasonable opportunity of being completed successfully. This determination is made based upon Client
representations and our own internal review and investigation of the facts.

World Source Finance is not a funder nor a finder, but a referral source to a finder of funding sources. WSF attempts
to answer all questions but all questions should be directed to the finder especially those of due diligence. WSF does
not close deals. Funders do. Your ultimate source is the finder financial agreement and the offer. While WSF
attempts to explain the process all questions need to be posed to the finder. Regardless of what WSF states the
finder/funders have the definitive answers.

Confidentiality Statement: WSF handles your business with the utmost care and consideration of the private and
confidential nature of its contents. Our highest value is the absolute direction associated with our relationship. As an
international company, WSF is strictly bound to the same level of absolute secrecy as money managers and there
clients have learned to appreciate in Swiss banks, Channel Islands, Cayman Islands and elsewhere.

As such, your documentation-and every detail of your financial affairs-will be shared on a strictly need to know basis.
Be assured that a hallmark of the unique and valuable services we provide includes our appreciation for the highest
degree of privacy and confidentiality associated with commercial international finance.

Information contained herein is published for the assistance of recipients, but not to be relied upon as authoritative
or taken in substitution for the exercise of judgment by any recipient. This information is not to be construed as an
offer to sell or as the solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation
would be illegal. This is a fee based service for services provided and is not based only on the performance of the
business plan.